Most health plans give you the best deal on services when you see a doctor who has a contract with your health plan. You may be able to see doctors who don’t contract with your plan, but visiting an "in-network" provider usually means you'll have lower out-of-pocket costs. Identify "in-network" providers that meet your needs. Review your health plan’s provider directory — a list of the doctors, hospitals, and other health care providers that your plan contracts with to...


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